Equity Release

This is the ‘catch all’ title for many types of product that can be used for;

‘Cash Out’. Where you require capital released from your property

Income generation using the capital in your property

Inheritance Tax mitigation

There are basically 3 generic product types than achieve one or all of the
above requirements, and these are summarised as;

Mortgage. A ordinary, plain mortgage!

‘Lifetime’ Mortgage. Interest is capitalised (rolled up and added to the initial mortgage) so there is no monthly payment to make.

‘Equity Release’. These are specific schemes geared for a) ‘cash out’, b) to eliminate mortgage payment obligations and c) to mitigate against IHT. These are a Mortgage/Investment combination.

Please call a representative to discuss your requirements.

Office: +34 950 478 617 FAX: +34 950 475 029

Carol: +34 670 816 012 Peter: +34 617 917 591